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Old 08-03-2009, 11:36 PM   #1
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I swapped my insurance over from A-Plan (under Service insurance?) as they were the best for a +25% power Focus ST. Checking quotes as mine runs out in May, hopefully to include a couple of trackdays and the 'ring.

Which companies are people using for std road insurance and for trackday insurance / combined?
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Old 09-03-2009, 12:04 AM   #2
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Admiral for road - approx £750 fully comp.
MORIS for track - approx £150 per track day.

When i renew, i plan to get combined cover (possibly from HIC) as my seperate approach has proven to be expensive due to the number of trackdays that i do per year.

BTW, i'm 35, 12 years no-claims, car garaged, low-risk postcode.
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Old 09-03-2009, 12:13 AM   #3
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Hummm... I wasn't insured when I did Donington because it was a last minute opportunity (friend's GT3RS holed a rad and I pinched his slot) and I was taking it very carefully. Not more than 70-odd% and very careful that people knew I was coming past before I made the manoeuvre. Still EeeeeeK, I suppose! That said, probably more dnager of an 'off' at the 'ring than a trackday at somewhere like Donington.

I'm 43 and paying £450 but that was 9 months ST and 3 months CSL (runs out May)

I will make sure the CSL is insured from here on in, cheers!
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Old 09-03-2009, 12:05 PM   #4
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I am paying £520 with A-Plan for mine. 36yr old, 10+ yrs NCB, 3pts sp30.
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Old 09-03-2009, 12:47 PM   #5
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What kinda money is it per day at the Ring?

Im not going uninsured!
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Old 09-03-2009, 01:35 PM   #6
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Quote:
Originally Posted by bryce View Post
What kinda money is it per day at the Ring?

Im not going uninsured!
It certainly aint cheap! Slightly more expensive than UK tracks for obvious reasons...

Paid £180 for 1 day the first time i went there.
Paid £305 for 2 days next time.
Went uninsured the 3rd visit only to then have a 'very close call' with a barrier - sod's law when uninsured! 'dave1' saw the whole thing following behind in his CSL!

UK insurance for comparison:

Paid £165 for Donington with recovery and medical insurance included.
Paid £160 for Castle Combe with medical insurance only included.

All insurance with MORIS.
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Old 09-03-2009, 02:31 PM   #7
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www.trackcover.com this track insurance seems very cheap! anyone used them before?
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Old 09-03-2009, 04:00 PM   #8
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Quote:
Originally Posted by glendog74 View Post
It certainly aint cheap! Slightly more expensive than UK tracks for obvious reasons...

Paid £180 for 1 day the first time i went there.
Paid £305 for 2 days next time.

All insurance with MORIS.
Not very cheap at all Its gotta be done though.

What other insurers are you lads using? Is it possible to pay a premium for the season to cover all tracks?

Quote:
Originally Posted by donkcsl View Post
www.trackcover.com this track insurance seems very cheap! anyone used them before?
Id say thats just for personal injury insurance on track, and would exclude damages to vehicles.
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Old 09-03-2009, 04:33 PM   #9
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Id say thats just for personal injury insurance on track, and would exclude damages to vehicles.[/quote]

should have said i meant for the ring, they say that it includes the ring for Personal Liability
"Cover for compensation you become legally liable to pay for accidents which cause:-
Death or Bodily injury.
Loss or damage to property"

Last edited by donkcsl; 09-03-2009 at 04:35 PM.
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Old 09-03-2009, 04:40 PM   #10
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Quote:
Originally Posted by donkcsl View Post
"Cover for compensation you become legally liable to pay for accidents which cause:-
Death or Bodily injury.
Loss or damage to property"

Whats that bit mean then?
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