Funnily enough I was just about to post the very same post.
Right now I have fully comp £250 excess. About £1750 which is a lot!
Not sure I have to balls to go without. Few points:
The driveline has a claim limit of just £5000. So if your engine is toast you are screwed regardless!
The fully comp now includes cover on wear and tear items up to 100,000.
It's the annual decision, but think I'll bite the bullet and go fully comp £250 excess again.
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