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Rick H · 01-08-2013, 09:53 PM

After much thought, I'm going to go without the warranty. £167/month or roughly £2,000 a year is a lot for named component/£250 ex. The car has had HG, Vanos (both Elms) and sub/flr recently and is on 5k limited annual mileage, 6 months use - so I figure chucking the £167 at my offset mortgage instead of BMW coffers. This gives me a few quid interest saving and if i need to "claim", i have a pot to claim from. If the claim is a biggy greater than the accrued pot, i can overdraw with sub-3% interest until the £167s catch up again.

£2,000 a year is a lot to shell out - except if there's £2,001 worth of claims of course. It's a gamble either way I guess.

It doesn't feel comfortable though!!!!!!!

01-08-2013, 09:53 PM	#24
Rick H S5, Sport Off, DSC M-track Join Date: Oct 2012 Location: The North West Posts: 801 Casino cash: $12295	Warranty Costs After much thought, I'm going to go without the warranty. £167/month or roughly £2,000 a year is a lot for named component/£250 ex. The car has had HG, Vanos (both Elms) and sub/flr recently and is on 5k limited annual mileage, 6 months use - so I figure chucking the £167 at my offset mortgage instead of BMW coffers. This gives me a few quid interest saving and if i need to "claim", i have a pot to claim from. If the claim is a biggy greater than the accrued pot, i can overdraw with sub-3% interest until the £167s catch up again. £2,000 a year is a lot to shell out - except if there's £2,001 worth of claims of course. It's a gamble either way I guess. It doesn't feel comfortable though!!!!!!! Last edited by Rick H; 01-08-2013 at 10:00 PM.